Horizon Farm Credit Reports Strong 2026 Second Quarter Financial Results

Mechanicsburg, PA — Horizon Farm Credit has announced its 2026 second quarter financial results. Net accruing loan volume for the first six months of 2026 was $8.1 billion, an increase of 8% compared to the same 2025 period. Net interest income for the second quarter of 2026 was $54.5 million, a 7.4% increase from the same time period in 2025. 

Net income for the quarter was $33.9 million, a 20.1% increase compared to the second quarter of 2025. The favorable impact of the 2026 second quarter results is principally related to loan volume growth across the entire portfolio.

"Our strong financial performance is a direct result of the hardworking farmers, agribusinesses, and rural customers we serve," said Tom Truitt, Horizon Farm Credit Chief Executive Officer. "The growth we experienced during the first half of 2026 reflects their determination, innovation and confidence in their operations. As a cooperative, we're proud to provide continued support for agriculture and the communities we serve." 

Members’ equity at June 30, 2026, totaled $1.4 billion, up 5% from December 31, 2025. The increase in members' equity was primarily driven by current year's net income. 

Total Regulatory Capital Ratio was 14.2%, as compared to the 10.5% minimum mandated by the Farm Credit Administration, the Association’s independent regulator. The Association recorded patronage distribution of $62.1 million to its member-borrowers in the first quarter of 2026.  The member-borrowers received their patronage distribution in April 2026.

For more information about the financial results and Horizon Farm Credit, visit horizonfc.com/financials.