How to pay your loans at Farm Credit
IMPORTANT: We no longer accept cash payments. If you have any questions about how to make your payment, please give us a call at 888.339.3334.
You can make your payment and manage your loans by giving us a call to sign up for the services below, or write us a check and mail it, or bring it by your local office!
On-the-go account and payment services
Our Digital Banking Portal and Mobile App lets you conveniently view your account information online or on your mobile device, pay your loan automatically, and more! Account information is updated daily so you can get up-to-date information about your account 24 hours a day, seven days a week.
- Access funds from your line of credit
- Schedule unlimited current and future-date payments
- Access up to 25 months of billing statements and transaction history
- Enable co-borrowers to register to view and manage loans
- Download and view annual statements and tax documents
- Benefit from enhanced login features that keep your online sessions safe and secure
Want to learn more about the platform, view our in-depth user guide, and get links to download the Horizon Mobile App? Visit our Digital Banking portal to learn how to manage your Horizon Farm Credit account on the go.
Other payment services we offer
In addition to digital banking and a dedicated mobile app, Farm Credit members have access to the following payment services:
- ACH Disbursements
Looking for a fast way to get your loan disbursement into another account at a different bank? ACH disbursements are a quick and easy way to save you time and money on disbursements to third parties, escrow accounts, and lines of credit. Call us today to set up your ACH disbursement — all you need to do is sign an electronic funds agreement and provide your banking information. We’ll handle the rest and you’ll be ready to go in just four days.
- AutoDraft
AutoDraft is the easy way to pay your Farm Credit loan at no cost to you. AutoDraft electronically deducts your loan installments from your bank account each month, each quarter, or whenever it’s due.
How to sign up for AutoDraft:
- Complete the required form, which can be provided by a member of our team or found at your local office
- Return the form to us with a voided check/deposit slip
- We will set the AutoDraft to begin on the month and date that you indicate
- We will notify your bank about the electronic debit to your account
- We will send you a confirmation of your start date along with the authorization of your records
Contact a Farm Credit team member or stop into your local office to get started!
- FastCash
FastCash is the safest and most dependable way to transfer funds from your line of credit directly into your bank checking or savings accounts, and it’s posted the next business day.
- Funds Held
The Funds Held feature stores your excess funds in an interest-bearing account and withdraw as needed to pay insurance, taxes, and other expenses. When your loan comes due it’s automatically transferred to your loan payment.
- Transferring Funds
We have products that can create a seamless connection between your Farm Credit loan and other banking accounts. These products are set up to automatically transfer funds between your loan and your checking account to ensure you achieve the maximum return on your money every day.
These products can help:
- Assess your cash position accurately each day
- Same day automatic transactions
- Save you both money and time
- Lower your interest expense
- Eliminate costly wire transfers
- Invest your idle funds making your money work for you
- Save you money and time since writing checks or wire transfers are no longer needed
- Pay Over the Phone
Give us a call to make your monthly or final payment over the phone. All you'll need is your ABA's routing information, your checking account number and amount you'd like to pay that's it! If you call before 2 p.m., your payment will be processed and applied the same day. If you call after 2 p.m., it will be processed the next business day.