Since our founding over a century ago, Farm Credit has been the trusted partner for Delaware farmers and rural landowners looking for secure agriculture, land, and home loans. As a cooperative owned by its members and part of the national management pros. Contact our team today for local support that works as hard as you do.
Delaware Agriculture, Land, Rural Home Loans
Whether you need financing for seasonal inputs like seed, feed and fertilizer; farmland acquisition or improvement; equipment and machinery upgrades; herd expansion; or building and remodeling your rural home, our loan products and business services are designed to support every part of your operation:
- Agriculture Loans: Finance seasonal inputs such as seed, feed and fertilizer, cover equipment purchases.
- Rural Home Loans: Secure competitive financing to purchase, build or refinance your country residence, with payment plans that suit your budget.
- Land/Farmland Loans: Fund the purchase, refinance or improvement of farmland, rural properties and conservation easements.
- Equipment Leases: Lease tractors, combines, irrigation systems, and other machinery under flexible terms that align with your cash-flow cycle.
- Beginning Farmer Loans: Access low downpayment financing, tailored guidance and mentorship designed for new and transitioning farmers.
- Crop Insurance & Risk Management: Choose policies and proactive strategies that guard your operation against weather events, pests and market swings.
- Business Services: From accounting, record-keeping and payroll to appraisals, business consulting, and succession planning, we deliver end-to-end support for your farm.
Farm Credit Knows Delaware Agriculture
Delaware's farms are as diverse as its landscape, from the poultry belt of Sussex County and the row-crop heartland of Kent to the nurseries around Milford and the oyster grounds of the Inland Bays. Our local lenders understand the cycles of your land—its planting windows, harvest schedules, and seasonal revenue patterns—because they’re deeply connected to the agricultural community and committed to supporting its success.
Guided by insights from University of Delaware Extension and other ag partners, we build loan packages tailored to your seasonal and regulatory needs. And because we’re a member-owned cooperative our profits are distributed to you in the form of patronage. Work with a lender who speaks Delaware agriculture—reach out today to put our local expertise to work on your financing needs.
From timing cash-flow advances for broiler producers to scheduling spring equipment loans for row-crop plantings and tailoring insurance solutions to meet the diverse needs of Delaware’s agricultural producers, our services cover the state’s full agricultural landscape. With deep local insight, you gain a partner who understands your operation’s calendar, community and commitments.
Ready to take the next step? Give us a call at 888.339.3334 or email us at info@horizonfc.com to connect with a loan officer and explore your options.