Home Loans

If you’re looking to live your dream in the country, look no further than our mortgage services.

Created specifically to help you find or build your perfect home, our team of mortgage experts have years of experience in financing home and land purchases, both large and small.

We help our customers understand the home buying process from start to finish so you can make the right decision for you and your family.

The best part? You don't have to be a farmer to use our financing!


    You’ve got your eye on the house you want to make your home. When it comes to acreage or square footage, our mortgage team can help you decide what financing option is right for you and your dream home.


    Are you ready to build your dream home from the ground up? We offer easy financing for home construction! We work with a network of real estate agents and builders to help you find the perfect lot and develop the ideal floor plan.


    Refinancing is a great option if you want to reduce the total cost of your interest, lower your monthly payment, pay your loan off faster, or cash out the equity in your home. We'll help you make sense of your options so you make the best decision for you.

    We Offer Programs with Features Like:

    • Competitively priced, long-term fixed rate loans
    • No maximum acreage limitation
    • No maximum loan amount
    • Work with government loan options like FHA, USDA & VA
    • Manufactured housing is acceptable (double-wide and larger)
    • Income may be generated from small farming operation or self- employed business

    "We knew we wanted this land. We didn't really know how to go about it. Farm Credit understood exactly what we wanted."

    Phil and Juanita Russell

    Get Started

    Contact one of our loan specialists to find out how Horizon Farm Credit can help you finance your dream home. If you’re a customer with an account related inquiry, please email info@horizonfc.com to have a member of our customer care team reach out.