Construction Loans

What makes a house a home? Maybe it’s a cozy fireplace you gather around on a cold winter night. Maybe it’s a hot cup of coffee on your porch swing while you watch the sun come up.

No matter what your home sweet home looks like, there’s no greater feeling than building your dream home from the ground up; that’s why we believe it should be easy.

Our Home and Land loans Offer:

  • Construction financing for stick built, modular, or log homes
  • Financing for additions or renovations for existing homes
  • 12-month interest-only construction periods with timely disbursements and inspections
  • One time close, fixed rate loans for up to 30 years. No additional costs or fees.
  • Financing available for unique properties with excess acreage and additional buildings
  • One loan for construction and land, meaning one interest rate and one closing that will save you thousands in settlement fees.

"It almost felt like you had a friend when we went back for the construction loan because we knew our loan officer at that point. It was easy to send her an email and give her updates."

Joe Yurchison

Get Started

Contact one of our loan specialists to find out how Horizon Farm Credit can help you.