Pennsylvania Ag Loans
For more than a century, Pennsylvania farmers and rural property owners have counted on Horizon Farm Credit, part of the nationwide Farm Credit System, for financing built around agriculture. Whether you need a loan for land, equipment, operating expenses, livestock, or even a country home, we offer solutions designed to move your business forward. We also provide crop insurance and tools to help you manage risk in a constantly changing environment.
Our team lives in the communities we serve across Pennsylvania and brings firsthand knowledge of local land values, seasonal demands, and state regulations. From navigating cash flow to planning long-term growth, your loan officer will help you find the right path and the right loan to meet your goals. With office locations in Butler, Chambersburg, Coudersport, Hunker, Lewisburg, Martinsburg, Meadville, Mount Joy, Reedsville, Shoemakersville, Towanda, and York, expert financial support is never far away. Connect with us today and see how Farm Credit can help your operation thrive.
PA Agriculture, Land, & Rural Home Loans
Whether you’re planting a new season, purchasing farmland, upgrading equipment, expanding your herd, or improving your rural home, we offer flexible financing options and expert financial support to help you reach your goals:
- Agriculture Loans: Cover everyday farm expenses like seed, feed, and fertilizer, or finance new machinery.
- Rural Home Loans: Buy, build, or refinance a home in the country with loan options tailored for rural living- offering competitive rates and flexible terms to fit your needs.
- Land/Farmland Loans: Finance the purchase or improvement of farmland, refinance existing acreage, or invest in rural property and conservation land with confidence.
- Operational Leases: Lease essential farm equipment—tractors, harvesters, irrigation systems, and more—with flexible terms that support your operation’s timing and cash flow.
- Beginning Farmer Loans: Get started with financing options built for new and first-generation farmers, including lower down payments, step-by-step guidance, and ongoing support.
- Crop Insurance & Risk Management: Protect your yields with insurance coverage and risk strategies that help you plan for unpredictable weather, pest pressure, and shifting markets.
- Business Services: Tap into a full range of services including financial planning, appraisals, record-keeping, payroll, and business consulting—plus custom loan structures that grow with your operation.
Farm Credit Knows Pennsylvania Agriculture
Partnering with Farm Credit means joining a member-owned cooperative that puts your success first. As part of the nationwide Farm Credit System, we return our earnings to our members through competitive rates, extended terms, and the financial stability that agriculture demands.
Our presence is woven into the fabric of Pennsylvania agriculture. We’ve helped finance dairy operations in Lancaster County, orchards in Adams County, beef farms in Centre County, and mushroom producers in Chester County. By analyzing decades of local farm data with strong relationships across extension offices, grower associations, and conservation agencies, we deliver financing that aligns with your operation’s cycle and markets.
From coordinating operating lines for produce growers, to structuring equipment loans for grain farms, to supporting timber operations in the Northern Tier, our lending strategies reflect the diversity of Pennsylvania agriculture. With deep local knowledge, we offer financing that matches your production schedule, your crop, and your commitment to your land.
Connect with a local loan officer online or give us a call at 888.339.3334.
"It almost felt like you had a friend when we went back for the construction loan because we knew our loan officer at that point. It was easy to send her an email and give her updates."