Media Kit

Part of the nationwide Farm Credit system, Horizon Farm Credit is one of the largest agricultural lenders on the East Coast. The Association has over 20 office locations serving Delaware, Pennsylvania, and parts of Maryland, Virginia, and West Virginia with loans for farms, homes, and land. Our cooperative structure allows our Board of Directors to lead the strategic direction of the Association, and to share part of our profits with our member-owners.

Horizon Farm Credit Numbers at a Glance

  • Member-Owners: 22,798
    • Voting: 20,679
    • Non-Voting: 2,119
  • Loan Volume: $6.03 B
  • Net Income: $120.5 M
  • Total Capital: $1,147 M
  • Capital as a percentage of assets: 19.8%
  • Total Assets: $6.2 M
  • 2022 Returned patronage dividends: $91 M
  • Young, Beginning, and Small (YBS) Loans
    • Young: 5,277
    • Beginning: 7,713
    • Small: 12,980
  • Young, Beginning, and Small (YBS) Outstanding Loans (in thousands)
    • Young: $1,137,861
    • Beginning: $1,786,543
    • Small: $2,064,762
  • Farm Credit EXPRESS Total Loan Volume: $67 M
  • Employees: 465
  • Employee volunteer hours: 882 hours

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Crop Insurance

Crop Insurance: 606 Policies

Crop insurance is a risk management tool that is used to put a safety net under cash income. When production is low or harmful weather such as floods, drought, or hail occur, it can damage or potentially destroy your crop. Crop insurance plans protect farmers so that they can financially meet both their personal and business obligations, no matter what happens. 

Farm Credit EXPRESS

Farm Credit EXPRESS: $40.6 Million Loan Volume

Horizon Farm Credit started this program in 2000 which enables local equipment dealers to offer convenient financing or leasing options to their customers while at their location. It is now being offered by 20 Farm Credit associations.

Farm Credit System

The Farm Credit system was founded in 1916 to provide America‚Äôs farmers, ranchers and rural communities with reliable and consistent credit. Today, there are nearly 80 independently operated Farm Credit organizations across the country and Puerto Rico, each providing financial assistance to their local communities. Our cooperative structure ensures that our customers are also our owners, allowing them access to our unique profit sharing program, known as patronage.