Part of the nationwide Farm Credit system, Horizon Farm Credit is one of the largest agricultural lenders on the East Coast. The Association has over 20 office locations serving Delaware, Pennsylvania, and parts of Maryland, Virginia, and West Virginia with loans for farms, homes, and land. Our cooperative structure allows our Board of Directors to lead the strategic direction of the Association, and to share part of our profits with our member-owners.
Horizon Farm Credit Numbers at a Glance
- Member-Owners: 22,810
- Voting: 20,434
- Non-Voting: 2,376
- Loan Volume: $7.3B
- Net Income: $131.8M
- Total Regulatory Capital: 15.53%
- Total Assets: $7.49M
- 2024 Returned patronage dividends: $72.3M
- Young, Beginning, and Small (YBS) Loans: 21,889
- Young, Beginning, and Small (YBS) Outstanding Loans: $2.9B
- Farm Credit EXPRESS Total Loan Volume: $188M
- Employees: 487
Crop Insurance: 1,200+ Policies
Crop insurance is a risk management tool that is used to put a safety net under cash income. When production is low or harmful weather such as floods, drought, or hail occur, it can damage or potentially destroy your crop. Crop insurance plans protect farmers so that they can financially meet both their personal and business obligations, no matter what happens.
Farm Credit EXPRESS: $188 Million Loan Volume
Started by Horizon Farm Credit in 2000, this program enables local equipment dealers to offer convenient financing or leasing options to their customers while at their location. It is now offered by more than 15 Farm Credit Associations.
Media & Press
If you are a journalist writing a story about Horizon Farm Credit or our local marketplace, please contact Becca Stoops at 888.339.3334 or news@horizonfc.com.
If you are a journalist writing a story regarding the Farm Credit System’s financial performance, market implications, overall financial health and status of the System, and projections regarding future performance, please contact Karen Brenner at the Farm Credit Funding Corporation, at 201.200.8081.
If you are a journalist writing a story about federal legislative or regulatory response and the System’s position, please contact Debbie Wing, Executive Vice President, Communications, of Farm Credit Council, 202.879.0850.
You can find all of our publications, like the Leader Magazine, on our Issuu profile.
Farm Credit System
The Farm Credit system was founded in 1916 to provide America’s farmers, ranchers and rural communities with reliable and consistent credit. Today, there are more than 55 independently operated Farm Credit organizations across the country and Puerto Rico, each providing financial assistance to their local communities. Our cooperative structure ensures that our customers are also our owners, allowing them access to our unique profit sharing program, known as patronage.
Recent Press Releases & Blog Articles
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Blog | Published: June 25, 2025
Growing the Future with Microgreens
In the evolving world of agriculture, innovation and sustainability go hand in hand. Fresh Source Farms — located in Havre de Grace, Maryland — an operation dedicated to producing high-quality... -
Blog | Published: June 25, 2025
Sowing Seeds of Success
Atop a hill in Frederick County, Maryland, envision a place where bursts of color sway in the wind, filling the landscape with vibrant hues of tulips, dahlias, ranunculus, and other flowering plants... -
Blog | Published: June 25, 2025
From Service to Civilian: How Tea Transformed One Veteran’s Life
In the heart of Pennsylvania’s Allegheny Mountains, where crisp air meets winding roads, one veteran has turned a simple cup of tea into a life-changing mission. Living in Blue Knob, a region known...