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Rural homesteading refers to a lifestyle centered around self-sufficiency and sustainability in rural areas. For those dreaming of cultivating their own food, starting a small farm, or even creating an agritourism destination, the path forward requires solid financial support with a lender you trust. Horizon Farm Credit stands ready to assist with competitive land loans, rural home loans, and specialized agribusiness loan options tailored specifically for homesteading and agritourism enthusiasts. 

For those looking to share their rural lifestyle with others through farm stays, workshops, or agricultural tours, agritourism loans from Horizon Farm Credit can provide the necessary funding. These loans support the development of infrastructure like guest accommodations, event spaces, and recreational facilities that enhance the visitor experience and generate additional income streams.

Investing in rural land not only supports your homesteading dreams but also presents a solid financial investment. Land values can appreciate over time, offering potential returns on your initial investment. Whether you're purchasing land for immediate use or planning for the future, Horizon Farm Credit offers competitive financing options to fit your needs.

Rural homesteading is a type of agritourism that can be both a fulfilling hobby and a source of supplemental income, particularly appealing to those looking to diversify their investments. Whether you're interested in part-time farming, hosting agritourism activities, or want to set up a rural retreat, we’ve got you covered.

Why Choose Horizon Farm Credit for Agritourism Loans? 

We have decades of experience in agricultural and rural lending, providing expertise and personalized service tailored to every type of agribusiness operation. We've got the experience needed to guide you through the loan process with ease.

People walking down road to farm house
  • Patronage Program: Working with Horizon Farm Credit gives you the unique chance to benefit financially from our patronage program, which shares the association's profits with you. This program lowers your borrowing costs by returning a portion of our net income based on the interest you've paid and the total interest earned by the association.
  • Industry Expertise: Our team understands rural homesteading and agritourism. We provide tailored advice and solutions that address the unique challenges and opportunities of your industry.
  • Flexible Loan Terms: We offer a variety of loan options with terms that can be customized to fit your business model and financial situation.
Long driveway in field
  • Competitive Interest Rates: Benefit from favorable rates that help you manage costs and maximize profitability, allowing you to reinvest in your business.
  • Dedicated Support: Work with a dedicated loan officer who understands your business and is committed to your success. From application to funding, we’re with you every step of the way.
  • One Stop Shop: In addition to loans, we have a full package of services designed to help you manage both your business and your finances, including accounting and tax prep, business consulting, farm transition planning, and crop insurance. 

Contact Us Today!

Whether you're dreaming of a quiet retreat, starting a small farm, or developing an agritourism destination, Horizon Farm Credit is your partner in rural homesteading. Contact us today to explore our agritourism loan requirements (creating a business plan is a great place to start!) and discover how we can help you turn your passion for rural living into a sustainable investment. 

Ready to get started?

Get the financing you need at a pace that works for you. Reach out to one of our Farm Credit experts today to learn about the loans and financing options available to you.